Posted March 2, 2011 by Adam Toren in City Guides

Travel and Health Insurance

When you are traveling it is always smart to have some sort of insurance to protect you and your family as you explore other destinations. You never know what may happen when you are traveling and it is always better to be prepared. Flights get canceled, people get hurt, people eat contaminated food, money gets lost and people get sick. There are numerous situations that can occur, and travelers will feel more secure if they have insurance in place.

Cost of Travel Insurance

Depending on the cost, destination and length of your trip, as well as your health status and age, the travel insurance prices can vary. Usually travelers can expect to pay approximately 5 to 8 percent of their vacation cost. There are a variety of insurance providers out there that can give you estimates on travel insurance, as well as other travel information.

Health Insurance

What do you do if you get sick away from home? It can be quite scary when you are sick and in another country away from your doctor or medical services. Canada provides services to its visitors and you might have to pay certain medical fees ahead of time and then get a refund later on. It is a good idea to know what your medical insurance covers before you get on that plane to Canada. It is always best to buy medical insurance if you are traveling outside of your home country.

It is very important that you talk to your doctor before traveling if you have a serious illness. It is even more important if it is an illness that you deal with every day or take medication for. Always make sure you travel with your medications and that they have their pharmacy labels on them to identify the medicine. Airport security will not let you pass through their check points with random pills and liquids without medical identification. This way you can show a Canadian pharmacist or doctor what you have been taking should an emergency arise.

Trip Cancellation Insurance

If you get trip cancellation insurance before you go it will help you get some or all of your money back if you have to cancel your trip to Vancouver, or if you have to leave earlier than expected. Trip cancellation insurance also covers incidents like natural disasters and sickness.

Auto Insurance

In British Columbia it is imperative and compulsory that you have auto insurance coverage. Check with your insurance company in your home country to see if they cover out-of-country auto insurance. Always let your car rental company know if you are planning on taking a drive from the United States into Vancouver, BC. Always have your driver’s license, vehicle registration and insurance information within your car when driving in Vancouver.

Lost Luggage

If you lose your luggage on the way to Vancouver you should immediately report your lost luggage at the airport and to the company you just flew with. Tell them everything that you had within your bag and make sure you report this claim within four hours of your arrival in Vancouver International Airport. If the airline finds your luggage, they will deliver the luggage right to your destination or hotel without any charge. You can also get lost luggage insurance from your travel insurance provider.


Adam Toren

Adam Toren
Adam Toren is born and raised in Vancouver BC and loves everything Vancouver BC has to offer. He loves traveling and exploring new and unique restaurants and places around the world.